MTN, Airtel and Glo USSD codes to check BVN on mobile phones

How to check BVN with your mobile Phone; USSD code for all Networks
By Franklin Izuchukwu

Bank Verification Number BVN is requested across different channels as a form of identification; Read how to access your Nigerian BVN using your mobile phone across the MTN, Airtel, GLO and 9mobile network providers.

The Country’s apex bank - the Central Bank of Nigeria (CBN), mandated the use of BVN on February 14, 2014, following its establishment of a single Biometric Identification System.

The BVN is a personal security number, and it is not something one should be careless about. Your BVN should be kept private, and to check your BVN, please do it secretly or personally.

You must read through the article and understand the meaning of BVN, relevance, and why you must keep your BVN secret and safe.

Bank Verification Number, BVN

Bank Verification Number, commonly known as BVN, is a unique identification number that can be verified across all financial institutions in Nigeria. A customer’s BVN is mapped to the individual’s biological traits, namely:

  • Fingerprint
  • Signature
  • Facial photograph captured at the point of enrollment.

Benefits and uses of BVN

Below are the benefits or users of the Bank Verification Number in Nigeria.

  1. The unique BVN is accepted as a means of identification across all banks in Nigeria.
  2. BVN offers the verification and validation of the customers’ identity seamlessly across multiple electronic platforms. 
  3. With BVN, Financial institutions can track customers, especially in loan repayment.
  4. BVN limits Cyberfraud.
  5. The BVN database is searched to display relevant information about an individual; this is called the bio-data (it includes names, phone numbers, addresses, dates of birth).
  6. BVN helps reduce queue in Banking Halls.
  7. Standardized efficiency of Banking operations.

BVN enrollment process

Below is the step by step guide on how to enrol for your Bank Verification Number in Nigeria. Follow the steps below to obtain a BVN.

  1. Walk into any branch of your bank.
  2. Fill in and submit the BVN Enrolment form.
  3. Present yourself for data capturing (such as Fingerprint, facial Image etc.)
  4. An acknowledgement slip with the transaction ID is issued to you.
  5. Within 24hours, the system confirms your application, your BVN is generated, and you receive an SMS for pickup.


Before you continue; this guide is valid only when the phone captured in BVN enrollment is used.

Check BVN on MTN, Glo, Airtel and 9mobile

There is no need to worry if you lost or forgot your BVN; Clacified provides you with a step-by-step guide on retrieving or accessing your BVN whenever you wish.

To check or access your BVN on MTN, 9mobile, Airtel and Glo, follow the instructions below:

  1. On your Mobile phone and sim card used in BVN enrollment, dial *565*0#.
  2. Wait until your number is displayed on the screen of your device.
  3. Then copy the BVN and save in a safe place.

Cost of checking BVN on MTN, Airtel and others

There is a popular saying that 'Nothing goes for Nothing.'

To check or access your BVN using your mobile phone across all network like MTN, Glo, Airtel and 9mobile cost the same amount.

You will be charged at least N20 to access or check your Bank Verification Number.

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